If you suffer any type of on the job injury or illness, you shouldn't hesitate to receive immediate medical attention. While this is important from a workers' compensation perspective, it's also something you need to do to protect your health and well being.
Unfortunately, there are times when a workers' compensation claim is denied. You may think that an approval is in the cards, along with the money that you'll receive as a result, but this is not always the case. Here are some of the most common reasons for a workers' compensation claim denial:
- You did not report the injury to your employer in a timely manner
- You did not file a claim for workers' compensation benefits by the deadline
- Your employer claims that you were not injured on the job
- You did not receive medical treatment immediately following your injury
- You are unable to prove that the injury occurred on the job, as opposed to outside of work
Although it can be frustrating to receive a denial letter, here's something to remember: You don't have to give up just yet. You have the right to file an appeal with the idea of having the initial decision overturned.
You only have so much time to file an appeal, so don't wait around to take the next step. In some cases, all you'll need to do is provide more information in order to receive an approval. However, there are also situations in which your case will go before an administrative law judge.
Since there is no way of knowing if your workers' compensation claim will be approved, it's imperative that you take the time to prepare for anything and everything that could happen. When you know your legal rights you'll feel better about the future, including your ability to receive compensation as you recover.